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COMMERCIAL LOAN
At Penrith-Loans, we have a range of commercial loan products to suit practically any purchase, equity release or refinance of commercial property. For those borrowers with up-to-date financial statements covering the last two years, we lend up to 85% of the value of the commercial property. For those without detailed financial statements, we can provide "Quick" and "Low" or "Lite Doc" loans up to 75% of the value of the commercial property based upon self-certification of your ability to repay the commercial loan. Some acceptable commercial types of security are:
Rural (income producing) property
Industrial units, factories & warehouses
Commercial office space
Residential unit blocks of >4 units
Shops & mixed use commercial/residential
For borrowers looking to raise between $250,000 and $5 million, our process is geared towards being simple, quick and flexible. Our mortgage products are available with terms up to 25 years, up to 85% LVR (for transactions up to $2 million) and have an option for self certification of income. It is important to distinguish that we provide a commercial mortgage product and therefore the advance is made against the market value of the property, excluding goodwill and any fixtures or fittings.
Our commercial loan products can be used for any purpose by the applicant including:
- Acquisition of commercial real estate
- Equity release/further investment
- Business expansion
- Property improvement
- Refinance of existing loans
- Working capital
If you have questions or needs for your business, call us for an obligation free review.

Where to find us
We operate in the following area's: Penrith, South Penrith, Emu Plains, Emu Heights, St Marys, Orchard Hills, Castlereagh, Glenmore Park, Mulgoa, Silverdale, Glenbrook, Cambridge Park, Cambridge Gardens, Jamison Park, Regenville, Cranebrook, Leonay, Blaxland, Kingswood, Werrington, Werrington Downs, Claremont Meadows, Wallacia, Luddenham, St Clair,
Main Office: 22 Butcherbird Place, Glenmore Park, NSW 2745, Australia
Phone: 1800 7loans (1800 756267) - Fax: (02) 8572 6087 - Email: erik@penrith-loans.com

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