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7 LOANS

We wanted to simplify the process of finding what you need. A new and easier way to present different types of loans. That has been our aim from the outset. The result: our (now famous) 7 LOANS. Have a look. You will find it easy to get to where you want or need to be.

1. Home Loan: Call us for a home loan if you are a first home buyers or for a loan for an owner occupied property, to consolidate debt, to do something with the equity in your home, to refinance and to find out your affordability. Also if you need a 100% or 105% home loan, in which we specialize.

2. Investment Loan: When more than 50% of the finance is for investment (or business) purposes, you are after an investment loan. The investment loan can be interest only, can come with fixed & variable rates, 100% offset and as a line of credit. Also, ask us about negative gearing, depreciation, an QS report, after tax cash flow, 2008 PAYG ITWV, if you are thinking of investing.

3. Business Loan: There are many types of business finance, like start up capital, debtor finance, finance to buy a franchise, short term loans, import & export finance. You name it, we know about it!

4. Commercial Loan: When you think commercial, think industrial & commercial property, fixed & floating charge, company guarantee, trust applicants, etc. Most premesis used for business will require a commercial loan. If you are thinking of buying your own premises or invest in commercial property, ask for our commercial team.

5. Low Doc Loan: The low-doc (and no-doc) loan has become very popular in the last several years. Instead of making a full disclosure of all income, a self prepared statement of your income (lo-doc) or no declaration at all! (no-doc) is accepted. Quit common now with self employed applicants, or when a pure asset lend is needed but can also be done for salaried applicants. With the increasing range on offer, it's good to know your choices.

6. Equipment Finance: A source of finance not secured by a property but by equipment. Ranging from motor vehicles, earthmoving equipment, trucks & trailers, computers, POS terminals, coaches / buses, planes and helicopters, gaming machines, drilling rigs, underground equipment, engineering and woodworking equipment, bore equipment, fit out of offices and stores, boats – pleasure / business, scaffolding, you name it. There are 4 main types of equipment finance (Novated Lease, Operating Lease, CHP and Chattel Mortgage) and they all have different benefits. for more info, click here).

7. Personal Loans: Sometimes you need a loan just for personal use. It could be to purchase a car, maybe you need a holiday or you want to consolidation some debt. Whatever the reason, a personal loan could be the answer. With over 20 lenders and even more products to choose from, we can help.

Where to find us

We operate in the following area's: Penrith, South Penrith, Emu Plains, Emu Heights, St Marys, Orchard Hills, Castlereagh, Glenmore Park, Mulgoa, Silverdale, Glenbrook, Cambridge Park, Cambridge Gardens, Jamison Park, Regenville, Cranebrook, Leonay, Blaxland, Kingswood, Werrington, Werrington Downs, Claremont Meadows, Wallacia, Luddenham, St Clair,

Main Office: 22 Butcherbird Place, Glenmore Park, NSW 2745, Australia
Phone: 1800 7loans (1800 756267) - Fax: (02) 8572 6087 - Email: erik@penrith-loans.com

quick links
1st home buyers – refinance – investing – self employed – commercial – equipment finance – low doc – STF – house & land – developmenthouse & land - contact us